Author: admin

12 Tips for Small Business Cybersecurity

Small business owners often don’t think about cybersecurity. It should be. 43% cyber-attacks on small businesses are targeted–since COVID-19 cyber-attacks have increased 300%. For very small businesses, protecting your business is often straightforward–avoid phishing scams and change passwords frequently. As your business grows, cybersecurity becomes more complex and important. This glossary will help you to understand the terminology used in cybersecurity. […]

Three Reasons CBD will Overtake THC in Legal Cannabis Market

The legalized marijuana industry is growing at a rapid pace, with a projected $13.6 billion increase in revenue. It’s expected to reach $85 billion in revenues by 2030. Not all cannabis products are created equal. There are two main types of cannabis-derived products. THC-based: Made with tetrahydrocannabinol, the primary psychoactive component of cannabis. THC is more tightly controlled […]

What is DJ Insurance? And How Much Does it Cost?

Insurance for disc jockeys (DJs) is not a policy. This term covers all policies that protect DJs from business losses due to expensive equipment, interactions with guests and hosts, as well as any other potential loss. DJ liability insurance can cost between $180 and $450 per month, depending on the carrier. Simply business makes it easy to get […]

Interior Designer Insurance: Coverage, Cost, & Providers

The interior designer insurance policy is a business owner’s plan (BOP). It provides affordable coverage for personal injury and property damage, with annual costs of $1,500. Professional liability coverage is also recommended for interior designers. It has a minimum cost of $1,200 per annum and can be combined with commercial auto insurance, which ranges from $1,000 […]

What is the difference between Additional Insured and Loss Payee?

Additional insured coverage and loss payee coverage can extend insurance coverage beyond the insured. Contractual agreements often allow for third-party coverage. A loss payee is different from an additional insured in that they can collect payments from the insurer. The general liability policy does not cover , but neither the loss payee nor the additional insured can change […]

Dance Instructor Insurance: Coverage, Cost, & Providers

Dance instructors require multiple policies to insure their studios, as there isn’t one policy that covers all of their risks. Instructors can get bundled insurance coverage through a business owner’s plan (BOP), to provide comprehensive protection for the most likely losses. BOPs are $300 per year for dance instructors. Although landlords may require dance studio owners to […]

Claims-made Policies vs Occurrence Liability

professional and general liability policies cover claims that are based on the time an incident occurs and the date a claim is filed. What triggers coverage is the difference. An occurrence policy, on the other hand, requires that coverage be in effect when an incident occurs. What is a Claims-made policy? A claims-made insurance policy provides coverage […]

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